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ATTENTION DEBIT CARD USERS: Due to increased debit card fraud we have instituted ONLY PIN BASED DEBIT CARD TRANSACTIONS at all drug stores outside the state of Missouri and ONLY PIN BASED transactions allowed in the states of Illinois, Maryland, Massachusetts and New York. If you have any questions please feel free to contact us. We apologize for the inconvenience. Sign up now for Guardian - Mobile Text Alerts at the bottom of the page!! In our continuing efforts to keep your accounts secure, we have improved our debit card alert system for potential fraud. When potential fraud is detected cardholders will now receive automated communication thru email, text and phone calls. Please make sure all your personal information is updated with us to ensure this new system is successful in reaching you.



Citizens Bank offers a wide variety of loan products designed to meet the needs of our customers. Being locally owned and operated allows us the flexibility to “custom fit” our products and services to meet the needs of our rapidly expanding customer base. We are local, providing faster decisions for your fast world. We offer the convenience of Full Service banking at each of our three locations. Stop by any of our locations and give us a chance to help with your financial needs or complete our online loan application today.

Citizens Bank of Newburg offers a wide variety of loan products designed to fit your personal and business needs.


  • Real Estate & Construction Loans
  • Home & Mobile Home Loans
  • Auto Loans
  • Motorcycle, ATV & Watercraft Loans
  • Travel Trailer/Camper Loans

As a local bank we can offer flexible terms, individualized payment plans and competitive rates.


  • Investment Properties
  • Farm/Agricultural Land, Equipment & Livestock
  • Business Line of Credit
  • Commercial Real Estate & Buildings
  • Inventory
  • Commercial Vehicles & Equipment

Please contact one of our loan professionals to assist you in finding a lending solution to meet all your business needs.

Citizens Bank of Newburg is an Equal Housing Lender